Wednesday, March 6, 2013

Unaffordable Housing

I have been following the housing market for a while and have seen pricing go from affordable and within reach to beyond reach for many  people. I understand that many create a situation which prohibits them from owning a house themselves, but for others who have average to slightly less than average incomes, it is difficult to afford a home. After reading "Free Market Revolution" by Yaron Brook and Don Watkins, I began looking at some of the factors that might prevent people from owning a dwelling of their own.
The cities annex land from the surrounding county and only open a small percentage of lots to purchasing by private individuals. The rest go to development and building companies. Architectural restrictions are enforced, permits are required, and finally inspectors enforce codes and regulations pertaining to the building.
This process excludes many individuals from purchasing a piece of land and building a house within their economic means.
If someone blatantly builds a structure that endangers others and is in contradiction of common sense, there should be some kind of intervention. Otherwise, let them build and help stimulate the economy.
I don't know of anyone who would spend the money to buy land and build a house only to have it burn or fall down. I have been to a developing country that is overpopulated and saw that people could never afford a home if the government intervened like they do here. Private individuals build structures from shanties to beautiful mansions, many without permits and inspections. In spite of the lack of government interference and regulation, there are few fires, collapses, electrocutions and other catastrophies. Most of what happens there is not scrutinized and restricted by the government like it is here.

The housing market is only one example of how the government and its organizations take away our freedom and impose restrictions that stifle an economy waiting to happen. If my government was the CEO of some company, or an employee, they would have been fired a long time ago. Would you keep them employed if you were the boss? Almost anyone I talk to would fire them. Let's start getting organized and ready to take our lives back one step at a time by spreading the word.

Happy tax (extortion) season.

Monday, January 28, 2013

I Don't Own My Own Land

I am born in Canada, just the same as any other person born in Canada at the same time. I went to school, paid for my higher education, went to work, earned a wage to pay for my possessions and an 75 year old house on land I am supposed to own. If I conduct any business to make money on "my" land, the government will force me to pay taxes on that money.
That is unless this law applies to you:

...That exemption applies to the income of an Indian that is earned on a reserve or that is considered to be earned on a reserve, as well as to goods bought on, or delivered to, a reserve....Employment income is exempt from income tax under paragraph 81(1)(a) of the Income Tax Act and section 87 of the Indian Act only if the income is situated on a reserve. If your employment income is exempt from tax, you do not have to include that income when you file your personal income tax return.

http://www.cra-arc.gc.ca/brgnls/stts-eng.html

As a Canadian born citizen who supposedly has equal rights, it is hard not to be envious of those who have been born in Canada at the same time. This idea hits harder when I see people protest for lengthy periods of time (for more rights) while I am at work earning a wage to feed my family while being forced to pay taxes for the benefit of others. As an equal citizen, should I or others not have the same privileges.

I get up every morning, motivated by the desire to feed, clothe, and house myself and my family. My life is driven with purpose and that purpose is what gives me and many others a life of meaning. 

As Ayn Rand says: Depraved is the man without purpose.